Sample Letters to Request an Insurance Quote

Mary Gormandy White
Insurance quotes book

If you are shopping around for a new insurance policy, you may find it helpful to provide a written request for pricing to the agents. To use these sample documents as a starting point, simply click the image for the type of letter you need to access a PDF file that you can edit, save, and print. Use this guide to printables if you need further assistance.

Sample Auto Insurance Quote Request

Use this sample letter if you are seeking a quote for an automobile insurance policy. Be sure to adjust the content to include details about the car you want to insure and the specific level of coverage you are interested in.

For example, the sample letter is based on standard 100/300 coverage, which (according to CarInsurance.com) provides "$100,000 per person for bodily injuries sustained in one accident and topping out at a maximum payout of $300,000 for all claims against the Bodily Injury Liability coverage." If you want higher or lower limits than that, be sure to make that clear in your letter.

Request for a Homeowner's Policy Quote

Use this template if you are seeking quotes from insurance companies for homeowner's coverage. Of course, you will need to adjust specifics in the letter to describe the property for which you are seeking coverage. Also, be sure to add in any special coverage needs you may have based on your geographic location, such as flood, earthquake or wind coverage. Also specify if you need extra personal belonging coverage for any high-value or special collections you may have, such as jewelry, antiques, and firearms.

Small Business Insurance Quote Template

If you are seeking insurance to cover your small business, this template is a good starting point for drafting a letter. Because business coverage needs vary widely based on company type, though, you'll need to consider carefully what types of coverage you will need. While this letter can be a good starting point, you will probably need to set in-person appointments to discuss your business insurance needs in detail with your short-list of agents.

Make an Informed Decision

Sending a written request for insurance policy prices to various agents can help ensure that you receive quotes for the same level of coverage from each insurance company you are considering. Be sure that you ask each agent for prices on the same level of coverage so that you can make a true apples-to-apples comparison at this stage in the selection process. When the quotes come in, look closely at the coverage for which prices are provided so you can be sure that the information you are using to compare providers is truly for equivalent coverage.

While information gathered this way can help you narrow your options, you should do a bit more investigating before purchasing coverage. Before making a final decision, it's a good idea to have a detailed conversation with the agents you are seriously considering so that they can provide you with advice regarding policy selection and so you can make sure you are comfortable with their expertise and level of service. You want to be sure you are selecting an agent and an insurance company that you can count on to be there for you in the event that you need to file a claim.

Sample Letters to Request an Insurance Quote