Many Americans are worried about medical insurance and closely follow the current health care issues. What is on the forefront of health care and what steps have been made to improve health care?
Top Current Health Care Issues
In 2010, approximately fifty million people in the United States had no health care plan. The two top reasons for the rise in Americans without health care are both related to cost:
- High premiums they can't afford - If they get sick, they won't be able to pay for care received
- High costs of treatment - Some facing serious illnesses seek no medical treatment
Health Care Statistics
According to Working America, one in four Americans can't afford their health care premiums. Some other alarming health care statistics include:
- 25 percent of homeowners and renters face foreclosure or eviction because they can't afford mortgage or rental payments due to health care costs incurred.
- Approximately 30 percent of Americans have decided to delay seeking health care due to the cost.
- Nearly 50 percent of all bankruptcies filed in the United States are due to health care costs.
- Almost one-third of all United States families that do have health care fear they will lose it.
- Union disputes and contract renewals are almost always delayed due to health care issues.
- Health care premiums rise each year.
- 24 percent of United States citizens have only minimal coverage that does not cover hospital care or prescriptions.
- People who do not seek health treatment, or delay seeking treatment, account for over eighteen thousand deaths each year.
- Small business owners are either dropping health care or contibuting a lower percentage, causing the employee to have to pay a higher percentage.
- Approximately 30 percent of larger employers (200 employees or more) have no health care coverage plan.
- Medicare fraud is taking needed dollars out of the government's pocket.
- Many health care plans offer little or no prescription drug coverage or deny coverage for drugs which are the best treatment. This results in people either not getting the drugs they need or paying hundreds of dollars out of their own pockets to obtain the correct drugs.
Progress in Health Care
The White House offers information on health care issues and progress in health care reform:
- Children - The Children's Health Insurance Reauthorization Act was introduced in February of 2009 and now provides needed medical care to eleven million children.
- COBRA Subsidy - The American Recovery and Reinvestment Act helps to keep coverage for over seven million citizens through a COBRA insurance subsidy if a job loss occurs.
- Medical Records - $19 billion has been invested in better and improved medical record keeping in order to reduce health care costs.
- Wellness Plans - $1 billion dollars of the Federal budget are slated toward health and wellness plans to preempt or reduce health care costs.
Politics and Health Care
As the government continues to push for health care reform, opposition and disagreements ensue between representatives of all political parties. The debate on health care at political levels seems to be the base of every campaign on both the state and federal levels.
Summing Up Health Care
There are many health care issues and statistics that frighten or worry people to the point of delaying treatment or avoiding medical treatment altogether. For more information on what The White House plans for American citizens you can watch a video on the President's plan on health care
Current health care issues are widespread throughout the United States, if no reform is reached, premiums will continue to rise, prescription drug prices will soar, and the amount of uninsured people of all ages in the United States will continue to grow each year.