LoveToKnow Insurance:AllComments

Comments

Jerry, information regarding specific coverage on your homeowners policy should be directed to your insurer. Thank you for visiting LoveToKnow Insurance.

-- Contributed by: Tamsen Butler

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Information on Ordinance/law coverage in Homeowners policies.A copy to read

-- Contributed by: Jerry Kruman

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Dave,

"Option ID" is the shorthand phrase State Farm uses for the coverage option called "Increased Dwelling Limit" on their homeowners policy.

"Option OL" is the shorthand phrase for the coversage option called "Building Ordinance or Law."

Thanks for the question.

-- Contributed by: SusanWeber

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what does option id mean on a state farm policy

-- Contributed by: dave

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Debbie,

It is possible that you might be liable for his injuries if his personal health insurance does not cover the bill. Check with the provider of your homeowners insurance. Most policies have temporary worker coverage that might cover the painter.

Thanks for your question.

-- Contributed by: SusanWeber

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I hired a non licensed painter to paint my home. He was injured on about the 3rd day. He was standing on a fence while he was painting and fell to the ground and was taken to the hospital where he remained for about 8 days. Am I liable for his injuries, Workmans comp denied his claim because he did not work 52 hours.

-- Contributed by: debbie94501
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