LoveToKnow Insurance:AllComments
From LoveToKnow Insurance
Comments
It is common for an insurance company to have an insured agree to not let roommates use the insured's car. If you didn't agree to this, the insurance company would need to raise your premium in order to cover their increased risk.
Your insurance company may feel the same way with your live-in fiance. However, since he is also insured by the same insurance company you might have some additional options. You could: 1) Add him to your insurance as a second driver. (This may increase your premium. If he does not have a good driving record, your insurance cost could increase significantly.); 2) Get a quote on having a two-driver policy to replace your two single-driver policies (If you decide not to get married or live together you would probably end up cancelling this two-driver policy.)
Contact Mercury and discuss your options with them. They will be able to help you sort through your options.
-- Contributed by: SusanWeberWhen I had roomates, they were not allowed to use my vehicle because I signed a do...ent stating they would not be covered. If I am living with my fiance who is also insured under Mercury Insurance for his vehicle and he drives my vehicle on occasion I want him covered. Would he be covered and how would that effect my insurance?
-- Contributed by: coverage for live in fianceChris,
LoveToKnow is an information-only site. We are not affiliated with Mercury Insurance. If you are trying to contact a Mercury Insurance employee, I suggest that you contact the California office of their 24-hour claims information department. A link to their claims information is included in the article above.
Thank you for your question and for visiting LoveToKnow Insurance.
-- Contributed by: SusanWeberNeed to contact via email Matthew Haug, Your file number 20070077007458-33 Please contact me, Chris Greenfield at chris@54791234.com.au. Thank you. Please confirm you have received this email. A letter came from your California office dated 19 November to Australia
-- Contributed by: Chris Greenfield> Return to article
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