Wawanesa Insurance

Things have changed quite a bit since 1896. Wawanesa Insurance Company has expanded the once small enterprise into an international company into a Canadian Mutual Company with two subsidiary companies: Wawanesa General and Wawanesa Life in the United States.

Wawanesa Canadian Mutual Company

There are a variety of policies available in Canada. They include:

• Home and mobile home. A home and mobile home policy covers household contents and personal property as well as personal liability protection.
• Tenants policy. A tenant's policy covers the contents, personal property, personal liability and improvements to the unit.
• Condominium unit owner. A condominium policy covers contents, personal property, and improvements to the unit as well as insured damage and personal liability caused by shortfalls in corporation policies. It also includes coverage for inadequate building insurance.
• Additional features of the home and mobile home. Tenants and condominium policies include home freezer and spoilage coverage, credit and bank card coverage, fire department charges, and much more.
• Business insurance. A BIP or Business Insurance Policy covers a business and the contents of their buildings. It also covers actual sustained losses, money and securities, forgery, liability for bodily injury and more. Optional business coverage is available for outdoor signs, water damage, boiler and machinery, and more.
• Farm insurance. A farm insurance policy covers everything under a personal insurance policy, such as home and mobile home plus coverage for the following:
• Livestock
• Farm machinery
• Barns and structures
• Feed, grain, produce and chemicals used in their production
• Loss of income
• Farm liability
• Auto. Auto policies issued from Wawanesa Insurance can be tailored to your needs. Flexible payment plans, broad coverage policies, fast claims service and discounts are offered to policyholders.

Policy Discounts

Discounts that are offered by Wawanesa Insurance include the following:

• Multiple cars
• Insuring both home and car with Wawanesa
• Children driving on the auto policy have completed a driver education course
• A driver on the policy is age 50 or more
• No reportable accidents for the past 6 years
• No traffic tickets

Wawanesa Insurance in the United States

Wawanesa Insurance operates in two states within the U.S. California has both residential and auto insurance polices, and Oregon offers auto policies.

The California and Oregon websites give individuals the option to request a quote, pay their bill online and the ability to view a bill. Policyholders can also request changes to their policy and report a claim.

Auto policies in the U.S. cover the following:

• Mandatory bodily injury
• Mandatory property damage
• Optional medical payments
• Optional comprehensive
• Optional collision
• Optional towing and labor
• Optional rental reimbursement to replace a vehicle being repaired
• Optional underinsured/uninsured protection
• Optional uninsured motorist and property damage
• Optional uninsured motorist collision waiver

Residential policies in the U.S. offer the following coverage:

• Dwelling replacement cost
• Inflation guard
• Replacement contents cost
• Other structures
• Personal property
• Loss of use
• Personal liability
• Medical payments to individuals injured on your property

Contact Wawanesa

Wawanesa can be contacted via their website in Canada or in the United States, by mail, or by phone.

The United States address is:

• Wawanesa Insurance Company
• 9050 Friars Road
• San Diego, California 92108
• 1-800-640-2920

The Canadian address for their executive offices is:

• Wawanesa Mutual Insurance Company
• 900-191 Broadway
• Winnipeg, Manitoba
• R3C 3P1
• (204)-985-3923