United Concordia Dental Insurance

United Concordia dental insurance is a popular choice when it comes to coverage for dental procedures and examinations. This company provides dental coverage for millions of Americans, notably, military members and their eligible dependents.

Learn about low cost dental insurance.

United Concordia dental insurance coverage can vary depending on the plan selected. For example, while one business may select an ample amount of coverage for employees, another business may provide only the barest coverage available. Additionally, some employees have the option of choosing the amount of coverage they would like to obtain from their employers, and this can also have an effect on the amount and type of dental coverage received through this insurer.

This dental insurance provider offers a program called Preventative Incentive, which allows policyholders to receive some diagnostic and preventative dental care without maxing out their coverage restrictions. Depending on the level of coverage obtained by the policyholder, covered instances may include:

• Dental cleanings
• Routine dental examinations
• Dental X-rays
• Fluoride treatments

Policyholders who are interested in learning more about the procedures covered by their United Concordia dental policy should consult their policy documents or sign in to the United Concordia website to review the specific benefits available to them.

The coverage available through this insurer may vary from one state to another, and will also depend on the policies selected by companies to offer their employees.

Here is a list of some of the products offered through United Concordia:

• Concordia Flex: This coverage provides fee-for-service dental insurance that is available to companies regardless of the number of employees they employ. It does not include a network or preferred providers if the Indemnity option is chosen; otherwise, policyholders can utilize the dental PPO option and receive discounts for visiting in-network dentists.
• Concordia Choice: This coverage provides dental coverage to employees; however, the employees may be fully responsible for paying for the coverage as there is no minimum contribution requirement from employers necessary to offer this coverage. This product is a dental PPO and can also include a vision plan.
• Concordia Access: This policy combines a dental PPO with a dental discount plan. Utilizing an in-network dentist will result in no charge to policyholders for covered dental procedures and discounts for procedures that are not covered by the policy.
• Concordia Preferred: This is a standard dental policy that provides greater coverage benefits when the policyholder utilizes in-network dentists. This plan is a dental PPO.
• Concordia EPO: This policy requires no referrals for care and is available to businesses with ten or more employees. This dental PPO is only available in a limited number of states including Washington and Oregon.
• Concordia Plus: This policy is a dental HMO. There are no coverage benefits provided when the policyholder visits a dentist who is not within the Concordia network. This policy offers a broad range of coverage for preventative dental care.

To find out what coverage is available to you through this dental insurance provider, speak with the benefits representative at your place of work or call United Concordia: 1-800-332-0366. You should note that this telephone number is a general customer service phone number and another toll free number dedicated to your employer may be available.

The United Concordia website has a variety of resources for policyholders as well as companies considering this insurer for employee dental benefits. Current policyholders can view benefits and read information regarding preventative dental care. Portions of the site are also dedicated to educational information for young children regarding proper dental care.

Businesses can also receive information regarding new policies as well as instructions about filing for benefits and other important information by visiting the United Concordia website. Quotes for coverage can also be obtained through this online resource or by contacting a United Concordia representative.

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