Travelers Insurance Company

The Travelers Insurance Company offers a line of products to protect the assets of individuals and business customers. It is one of the largest insurance companies in the United States.

Insurance Protects Homeowners

Travelers Insurance employs more than 33,000 people and has been ranked at No. 99 on the Fortune 500 list of the largest companies in the United States. It has been in business since 1864. In 1958, the company was first to establish a hotline for customers to report claims. Travelers also devised the first computer system allowing agents to access company information in 1980. This company pioneered the use of disaster response vehicles to offer a mobile claims service after Hurricane Andrew.

The Travelers Insurance Company has total assets of $11 billion. As of December 31, 2008, the company reported revenues of $24 million. The company serves customers in all regions of the United States, as well as policyholders in Canada, the United Kingdom, and Ireland.

Travelers offers the following types of products to individual customers:

• Auto Insurance
• Boat & Yacht Insurance
• Condo Insurance
• Flood Insurance
• Homeowners Insurance
• Identity Theft Insurance
• Renters Insurance
• Umbrella Insurance
• Valuables Insurance
• Wedding Insurance

The company offers several kinds of coverage for car owners. They can buy bodily injury insurance to pay for injuries suffered by the occupants of the other vehicle when the policyholders are responsible for the accident. Collision insurance pays for the cost of repairing a driver's own vehicle after a crash. Comprehensive coverage is put in place to pay for repairs due to theft, vandalism, fire, and wind damage.

Boat and yacht owners need to have collision coverage to pay for repairs after a collision with another boat or a sunken object. Liability insurance covers the owner in case a person in another boat is injured in an accident, and personal property coverage pays to replace clothing, stereo equipment, and cameras stored on board the boat.

Living in a condo means that you need to have insurance in place to cover your unit and its contents. Travelers Insurance Company offers coverage for a condo owner's furniture, clothing and personal belongings. The coverage also provides liability protection to the condo owner in case someone is injured in the unit.

Buying flood insurance coverage means that a homeowner is protected from loss caused by this type of event. The structure of the home is covered, along with its contents such as rugs, furniture, appliances, personal items, and clothing. Flood coverage also pays for the cost of cleaning up after the water is removed.

A homeowners insurance policy covers the structure as well as the contents in the event of loss. Other structures, such as a detached garage or shed, may or may not be covered under this type of insurance policy. The policyholders are also compensated for living expenses when they are unable to live at home while the property is being repaired.

The Travelers Insurance Company offers protection against this growing threat. An identity theft rider can be added to a homeowners' rental or condo policy for a nominal amount. The coverage reimburses policyholders for the costs of clearing their name and repairing their credit record after an incident of identity theft.

Renters insurance provides liability coverage if someone is injured in your unit. It also pays to replace your furniture, personal belongings and clothing after a loss. Travelers Insurance rental coverage also includes protection from damage caused by flooding.

Umbrella insurance provides an extra level of protection to policyholders. It provides between $1 and $5 million in coverage to policyholders who have a homeowners, auto, or boat policy. A person who is sued does not need to worry about not being able to pay a large claim.

A basic homeowners insurance policy may not provide enough coverage for the following items:

Artwork Cameras Computers Golf Equipment Jewelry Musical Instruments Silverware Unique Collections  

Valuables insurance can be added to a homeowners, condo, or renters policy.

Getting married is a major event, and since the average cost of tying the knot in the United States is approximately $27,000, it makes sense to buy affordable protection to guard against loss. Travelers Insurance wedding policies cover the following circumstances:

• Call to duty for members of the military
• Damaged gifts
• Lost deposits
• Lost or damaged wedding gown or groom's tuxedo
• Lost rings
• Ruined photos
• Severe weather
• Sudden illness prevents bride, groom or their parents from attending and the wedding must be postponed
• Transportation shutdown
• Venue needs insurance

Travelers Insurance Company offers a number of insurance options to individuals who need coverage. To find out more about what this company offers, visit them online at Travelers.com..

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