Progressive Tractor Trailer Insurance
From LoveToKnow Insurance
Progressive tractor trailer insurance offers comprehensive commercial auto insurance with a wide variety of coverage.
Shopping for Progressive Tractor Trailer Insurance
Insurance for your tractor trailer will likely be one of your business' largest expenses. Progressive can help you find the best price for insurance along with the best coverage for your money. Shopping for Progressive tractor trailer insurance can be done by phone, in person through an agent or broker, or you can get a quote and even purchase your insurance conveniently and immediately online. But it's important to know that how you purchase your insurance can make a difference in the price you pay.
Why Prices Differ
Purchasing Progressive tractor trailer insurance through an agent/broker will add commission to the rate you pay. When you buy directly from Progressive your rate will include business operating costs like staffing, the cost of the building and marketing. To find the best deal, obtain a quote from each. As long as you purchase a Progressive policy, the benefits and services offered will be the same including the 24/7 customer claims service.
If you decide to shop online but feel a bit ignorant when it comes to understanding Terms and Conditions, Progressive offers a list of terms along with their meanings.
Federal Insurance Laws
Commercial vehicles involved in interstate commerce are required by federal law to carry at least $750,000 of insurance coverage to cover bodily injury and property damage.
Because of the size of a tractor trailer, it's important to keep your equipment well-maintained because commercial vehicles like tractor trailers will be investigated for deficiencies in equipment maintenance in the event of an accident. Some of the leading causes behind tractor trailers involvement in an accident include:
- Poorly maintained or defective brakes
- No anti-jackknifing devide
- No retroflective tape
- Poorly trained driver
Because of the very size of a tractor trailer rig, serious accidents often result in death, brain damage, or some other life-shattering injury, so adequate insurance coverage should cover not only liability, but also the assets of your company.
Insurance Needs
Not every trucker has the same insurance needs. When trying to determine your specific insurance needs, consider the following:
- Do you need coverage for you and other drivers using commercial vehicles you own?
- Do you need workmen's comp?
- Should your insurance include collision?
- Should your insurance include fire?
- Should your insurance include theft?
- Do you need full liability?
- Do you want to insure your cargo?
- Do you need fuel bonds?
- What coverage limits will work best for you?
Progressive Commercial Auto Coverage
Progressive is a great choice for insurance coverage as they offer extensive coverage in 49 states with a broad acceptability of drivers, vehicle types, and business types.
Customer Service in the Field
Benefits provided by Progressive include their 24/7 customer service, but another plus is their excellent claims service for progressive tractor trailer insurance. Commercial Field Specialists are located throughout the country. They are experienced in tractor trailer repairs, and if a state or federal filing is required, your Commercial Field Specialist can take care of this for you.
Progressive's Growing Success
Progressive has been a car insurance provider since 1937. Today they've grown to the third largest auto insurance group in the country. One of the reasons attributing to this success is their willingness to provide competitive insurance rates. This combined with their excellent customer and claims service has made Progressive a smart business choice for those who need tractor trailer insurance.
Learn More
This page has been accessed 1,110 times. This page was last modified 15:13, 11 June 2007.
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