Nationwide Home Warranty

From LoveToKnow Insurance

Nationwide Home Warranty offers a protection plan for homeowners. It covers appliances and other systems located within the home.

Get coverage for your appliances

About Nationwide Home Warranty

Nationwide Home Warranty is a well-established home warranty company in the United States. The company was awarded the 2007-2008 Customer Care Award by National Research Corporation, a market research firm. Nationwide was recognized for providing exemplary customer service. The market research firm conducted a survey of consumers who had purchased a home warranty, and Nationwide was ranked highest out of all survey respondents.

How the Plan Works

The idea behind Nationwide Home Warranty's coverage is to protect homeowners and landlords from the cost of repairing or replacing items in the home or rented property. The policy runs for 12 months at a time, and during the time the policy is in force, the insured has coverage that will repair or replace the covered appliance or home system.

Normal Wear and Tear

Nationwide Home Warranty doesn't require a homeowner or landlord to submit to a home inspection before coverage starts. The items in the home when the policy is issued are covered, no matter how old they are or their current condition. If a covered appliance or home system needs repairs due to normal wear and tear, the policy will cover the cost. In a situation where the covered system or appliance cannot be repaired, Nationwide will replace it.

Getting Service

When a policyholder needs service under the policy, they contact Nationwide by calling a toll-free number (1-800-500-2110). The company's claims department is available 24 hours a day, seven days a week for the customer's convenience. When Nationwide receives a request for service, they forward it on to a local contractor, who contacts the customer to arrange an appointment.

When the contractor arrives to repair the covered appliance or system, the policyholder pays a trade service fee for the service call. The balance of the cost is covered under the policy.

Covered Systems and Appliances

Nationwide Home Warranty has several different plans for homeowners and landlords. You may decide to have your appliances covered only, or buy a policy that covers all the systems in the home and appliances. You could also choose a plan to cover major systems only.

Systems

The systems that you can get covered under a Nationwide Home Warranty policy include the following:

A/C or Cooling System
Ceiling Fan
Ductwork
Electrical
Garage Door Opener
Heating System
Plumbing Stoppage
Plumbing System
Water Heater

Appliances

Nationwide offers policies that cover the following appliances:

Clothes Dryer
Clothes Washer
Cooktop
Dishwasher
Garbage Disposal
Microwave (built-in)
Refrigerator
Stove or Oven

Optional Items

Optional items that may be covered under a Nationwide policy include:

Central Vacuum
Home Office Package
Ice Maker
Lawn Sprinkler System
Limited Roof Leak
Plumbing or Lighting Fixtures
Pool or Spa
Second Refrigerator
Septic System
Stand Alone Freezer
Sump Pump
Well Pump

Coverage for Home Sellers

This type of insurance coverage is attractive to home sellers, since it adds value to their home when they put it up for sale. The potential buyer knows that they don't need to worry about having to cover the cost of repairs after moving in. When the housing market is tight, any extra features that the home seller can present to a potential buyer may help to move the property sooner. Having a policy in place that will cover the cost of repairs to appliances or home systems is something that a potential buyer will consider when deciding whether to make an offer to purchase.

For more information about Nationwide Home Warranty and the coverage options the company offers, please visit their web site.

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