Minnesota Unemployment Insurance

Minnesota unemployment insurance is offered to people who have lost their jobs. The money used to provide benefits is collected through a special employment tax.

Unemployment benefits help after job loss.

Unemployment insurance is available to employees who have lost their jobs through no fault of their own. If you quit your job or were fired, you will not be able to collect unemployment benefits. It pays benefits while the person looks for work. If you were self-employed or worked as an independent contractor, then you would not be eligible for unemployment benefits.

You should apply for unemployment insurance benefits as soon as you lose your job or your hours are reduced. People who are working 32 hours per week or more are not considered to be out of work and are not eligible to collect benefits.

There are two ways to apply for Minnesota Unemployment Insurance benefits:

• By phone
• Online

Applying by phone allows people to submit their information in English, Hmong, Spanish, or Somali, but filing online is the fastest way to get your application processed.

About a week after the application for benefits has been filed, you will receive a letter explaining how to request benefits, how much you will be paid for each week of entitlement and the amount of benefits you are entitled to.

In addition to being unemployed and being legally authorized to work in the United States, there are a few other requirements that you must meet to be eligible to collect unemployment benefits:

• You must be actively looking for work.
• You must be available to work.
• You must be physically and mentally able to work.

You have two choices when it comes to how you will receive your Minnesota Unemployment Insurance benefits. The funds can be deposited to your account electronically, or you can ask to have them loaded onto an unemployment debit card. With these methods you don't have to wait for a check to be processed and mailed, and you get access to the funds the same day the payment is made. If you want to have the funds put into your checking account you will need to complete and submit a Direct Deposit form to the Minnesota Unemployment Insurance Program office, along with a blank check marked "Void."

The amount that you will receive in unemployment benefits is based on how much you were earning in the base period before you lost your job. Depending on how long you worked before applying for benefits, you will be able to collect them for between 11 and 26 weeks.

If you have exhausted your unemployment benefits and still haven't found a job, you may be able to get financial help from the Emergency Unemployment Compensation plan. Eligible individuals can get up to 33 weeks of income support at the same rate as their unemployment benefits. There is no waiting period that you must serve before receiving benefits.

Since you must request unemployment benefits for each week that you are without work, there is no need to contact the Unemployment Insurance office when you start a new job. If you don't make a request for benefits (either by phone or online) each week, you will not be paid.

Your claim for unemployment benefits runs for one year from the date you apply for them. If you lose your job before the year is up, simply contact the Unemployment Insurance office to reactivate your claim. You can collect benefits until the amount in your benefits account has been paid out. There is no waiting period if you need to reactivate your claim..

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