Los Angeles County Home Inventory
From LoveToKnow Insurance
A Los Angeles County home inventory is similar to inventories for other counties around the nation, but L.A. residents must take care to compose an inventory that will catalogue items in the event of a wide variety of emergencies. After all, Los Angeles County residents have dealt with earthquakes, mudslides, fires and other disasters that have all resulted in devastating loss of personal property.
The Need for a Home Inventory
Whether you rent or own your home, you should periodically review your belongings within the home and make sure you have a complete and comprehensive listing of your personal property. You’ll need this detailed listing if you encounter an unfortunate occurrence and need to file a claim with your insurance company. It is advantageous to have a home inventory beyond home insurance needs. There are a couple of other reasons to have a detailed home inventory:
- You can use a home inventory listing to assist you in assessing your net worth. You may need to know your net worth when applying for a large loan.
- A detailed home inventory can be of great help in the event of a divorce resulting in a distribution of assets between two individuals.
- Home inventories can assist you if you file bankruptcy and your lawyer requests a listing of your personal property.
Conduct a Home Inventory
The simplest way to conduct a home inventory is to go room-to-room and write down every piece of property. Blank inventory forms are included here at LoveToKnow Insurance. Or, you might enjoy the added convenience of an inventory software program.
When first composing the list you may want to concentrate on getting everything recorded and worry less about keeping everything in a particular order. You can later return to the list and put it all in whatever order you want:
- By room
- By value
- By category, such as appliances, art, electronics, etc
Don’t forget to include outdoor items on your Los Angeles County home inventory. California residents have the pleasure of enjoying nice weather for a good portion of the year, and this can result in more outdoor items to inventory than residents of other states:
- BBQ grills
- Patio furniture
- Play sets
Be sure to include a walk through your backyard while completing your inventory. Don’t forget to include the contents of any items you have in the garage or offsight storage.
Los Angeles County Home Inventory Help
If you want a little help with your home inventory you should consider hiring a professional. Los Angeles County is full of professional organizers and other specialists who can help you make sure that you have the most accurate and comprehensive inventory listing possible.
- A professional Home Inventory Specialist can do a complete personal property listing for you.
- Find a professional organizer using the search function offered through the National Association of Professional Organizers of Los Angeles County. A professional organizer can help you do a home inventory in addition to assisting you with getting your personal property in order.
- A Loss Prevention Specialist within the county can help you figure out what personal property should be included on a home inventory to assist you in protecting your belongings.
- Personal assistants can complete a home inventory as well as help you with other tasks.
Many L.A. County residents choose to outsource their home inventory needs, but be sure to work closely with any professional helper because you want to make sure that everything is included on the listing. You simply can’t expect a complete stranger to come to your home and compose a perfect home inventory for you without your involvement. A good home inventory specialist will have plenty of questions for you, but that’s only because he or she wants to make sure that the job is complete and accurate.
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This page has been accessed 569 times. This page was last modified 14:17, 10 March 2008.
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