Liberty Mutual

About Liberty Mutual

Liberty Mutual has climbed to the rank of the sixth largest insurer in the United States for property and casualty insurance. In several other countries, Liberty Mutual is also a well-known insurance provider. In addition to offering insurance products online via their website, this company also offers insurance to its members through independent insurance dealers.

Consumers looking to purchase insurance can be confident that Liberty Mutual is no fly-by-night organization. Unlike some insurance companies, this company is sure to be there in the event that members need to make a claim.

Auto Insurance

Auto insurance is offered through LibertyGuard. Coverage options include:

• Liability Coverage
• Theft Coverage
• Collision Coverage
• Uninsured Motorist Coverage
• Coverage for Medical Expenses

Applicants can pick and choose which policies suit their needs, and also what amount of coverage they need. Insurance representatives are available to assist applicants in deciding which policies to select and at what level of protection. Representatives are available over the phone, online, or face-to-face in one of the many Liberty Mutual offices.

In addition to the resources available to apply for an auto insurance quote, the LibertyGuard website also offers resources such as a glossary of auto insurance terms, and information on how personal credit ratings can have an impact on insurance rates.

Home Insurance

Home insurance is a must for any homeowner. Homeowners need to be covered in the event of a flood, fire, or other form of devastation, and must also have the insurance coverage that will protect them in case another person hurts themselves on the property and decides to sue.

Liberty Mutual offers a variety of home insurance products, including:

• Personal Property Coverage
• Coverage to Rebuild
• Flood Insurance
• Emergency Repair Service
• Fire Protection

Discounts are available for customers who hold multiple policies, such as home insurance coupled with auto insurance. Home insurance customers also have access to customer service representatives online, over the phone, or at any of the Liberty Mutual offices.

Additional online resources for home insurance customers include things such as a glossary of home insurance terms and an informational guide on how to save money when buying home insurance.

Life Insurance

Liberty Mutual offers several different life insurance products through Liberty Life Assurance Company of Boston. These products include, but not limited to:

• Term life insurance
• Whole life insurance
• Annuities

Obtaining the best life insurance policy can be a confusing task, but this company tries to simplify the process by offering not only handy resources online for life insurance applicants, but also by making representatives available online, over the phone, and in person at a local office.

Obtaining a Liberty Mutual Quote

Getting a quote is quite simple. As mentioned above, applicants can reach an insurance representative through the website, or over the phone, or if there is a local office located near a potential customer's home, the applicant can simply walk in and chat with a representative in person.

When applying for any insurance policy, applicants should be prepared to supply information regarding the item to be insured. For example:

• Auto Insurance - The company will want information on both the vehicle to be insured and the driving record of the policyholders.
• Home Insurance - The company will need information regarding the condition of the home and any previous claims made.
• Life Insurance - The company will inquire about the current and past health of the applicant.