Gerber Life Insurance

From LoveToKnow Insurance

Gerber Life Insurance is an affiliate of Gerber Products, a company known best for baby food. Since its inception in 1967, Gerber Life has worked to provide affordable life insurance to families of all shapes and sizes.

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About Gerber Life Insurance

Gerber Life Insurance offers life insurance policies for individuals and families. The company is currently licensed to sell insurance in the United States, Puerto Rico, and Canada.

Gerber Life's trademark statement is "We're with you every step of the way." The statement certainly holds true given the fact that Gerber offers policies for almost every stage of life. Product groups include:

  • Children between the ages of 14 days and 12 years old
  • Young adults between the ages of 13 and 17
  • Adults 18 years of age and older
  • Seniors
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Gerber Life Insurance Products

Gerber life insurance offers a variety of products to eligible individuals. The premiums for life insurance policies depend on the type of product being purchased, the age and health condition of the person being covered, and the state in which you live.

No matter which life insurance product you choose, your coverage can never be cancelled as long as premiums are paid. In addition, products that have a cash value can be cashed in at any time by the policyholder.

Life Insurance products currently offered by Gerber Life Insurance include:

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The Grow-Up Plan

The Grow-Up Plan is a whole life insurance plan that covers small children between the ages of 14 days and 12 years old. Policies under this plan accumulate cash value. Parents, grandparents, or guardians can purchase Gerber Life Insurance policies and retain ownership until the child turns 21, at which time, ownership is transferred.

Once ownership transfers to the child, the cash value of the policy doubles. At this time, parents, grandparents, and guardians can apply for coverage for their child in the following amounts:

  • $5,000
  • $10,000
  • $15,000
  • $20,000
  • $25,000
  • $30,000
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Young Adult Whole Life Insurance

The life insurance policies offered to young adults between the ages of 13 and 17 are also whole life insurance policies. Parents, grandparents, or guardians can purchase Gerber life insurance policies for the young adult in their life and retain ownership until the teen turns 21, at which time, ownership is transferred.

Plan options for healthy young adults include one of the following:

  • $5,000 in coverage
  • $10,000 in coverage
  • $15,000 in coverage
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Adult Plans

Adults age 18 and over are also eligible for coverage through Gerber Life Insurance. There are several different plans to pick from, each offering a different level of coverage for a different price. Current insurance plans include:

No matter which plan you choose, your premiums will never increase. In some cases, you even have the opportunity to waive the qualifying medical exam and build cash value throughout your policy term.

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Obtaining a Policy

If you are interested in learning more about Gerber Life Insurance or in requesting an application, you can visit Gerber Life online. You can also call 1-800-704-2180 for a free, no obligation quote.

Filling out an application is easy and it costs nothing to apply. According to the Gerber website, you will usually receive a response almost immediately. You will also have the opportunity to review your policy before the first premium is due. If you change your mind for any reason, you can cancel the policy without further financial obligation.

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Comments

Louise,

It is common practice for an insurance company to call a policy owner to check an address before sending an official notification of money available from an insurance policy. For privacy reasons they will not disclose the amount of the policy.

If your sister has a life insurance policy for her grandson, she can contact Gerber and start the procedure to get the proceeds of the policy sent to the beneficiary. She will need to provide the account number of the insurance policy as well as a copy of her grandson's death certificate.

Thank you for your question and for visiting LoveToKnow Insurance.

-- Contributed by: SusanWeber

my sister tells one of the family members that she had a life inusrance policy with gerber for her grandson and he passed away several years ago. recently she received a call from gerber saying that the insurance policy is worth alot of money . they could not tell her the amount but will write a letter. is this the way you do business. i am just concerned over this being a scam. thank you louise t. daley

-- Contributed by: louise t. daley

Hi Jeanna,

Unfortunately LoveToKnow does not send information, but we do provide informational articles about a number of different insurance companies and products. If you are interested specifically in an insurance plan from Gerber, you can contact 1-800-704-2180 or visit their website directly.

Good luck!

-- Contributed by: Amyf
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