Esurance

From LoveToKnow Insurance

Esurance is a well known insurance provider thanks to the aggressive television campaign featuring the spunky Erin, an animated action figure who appears on commercials and runs around enjoying insurance adventures. There is more to this company, however, than the pink-headed cartoon spokeswoman.

Woman with laptop

Esurance Coverage

This insurance company offers a wide range of products.

Auto Insurance

The Interactive Auto Insurance Coverage Counselor guides potential applicants through the process of figuring out what type of auto coverage they should buy as well as the extent of the coverage they should purchase.

Applicants who would rather speak to a live customer service representative instead of using an automated system can contact a representative using the toll free number: (800) ESURANCE.

Esurance does not offer auto insurance in every state. Website visitors who live within a state that is not served by Esurance will be directed to one of the many "Trusted Partners" doing business with this company. Examples of these "Trusted Partners" include Liberty Mutual and Geico.

Recreational Vehicle Insurance

This insurance company provides comprehensive coverage for a variety of recreational vehicles:

  • Motorcycles
  • All Terrain Vehicles (ATVs)
  • Travel Trailers
  • Motor Homes
  • Boats
  • Personal Watercrafts (jet skis, etc)
  • Snowmobiles

The amount of coverage required for these vehicles depends largely on the extent of usage and the value of the vehicle. Potential customers can get a free quote online or over the phone and find out how much it will cost to adequately insure vehicles within this category.

Homeowners Insurance

This company offers homeowners insurance for both traditional homes and condominiums. Agents will assist new customers with the tasks of switching from an existing policy or creating an entirely new policy. Customers who have auto insurance policies through Esurance may be eligible for a 10% premium discount for homeowners insurance.

Quotes for homeowners insurance can be quickly obtained online or over the telephone.

Renters Insurance

Renters can obtain insurance policies to cover their losses in the event of burglary, natural disaster, and other covered instances. Renters insurance through this company also covers liability issues, such as when a visitor is injured while visiting the dwelling.

Claims for these policies are handled by Homesite Insurance Group.

Life Insurance

Although life insurance policies are not directly issued through this company, they have teamed with other "Trusted Partners" to offer life insurance products to customers. This means that a life insurance application filled out on the Esurance website may get directed and approved by any number of other life insurance providers including:

  • MetLife
  • ING
  • FidelityLife
  • HSBC Insurance
  • AIG
  • West Coast Life Insurance Company

This is a brief listing of "Trusted Partners" as there are several other companies working directly with this company to provide quality life insurance products to customers.

Health Insurance

This company acts as a health insurance broker by accepting and processing quote requests from customers and then passing the information along to more than a hundred companies to find the best coverage at the most reasonable price. Health insurance coverage is available for:

  • Individuals
  • Students
  • Families
  • Short term insurance
  • Small businesses

The various policies offered include:

Quotes can be obtained online or over the telephone. Assistance from health insurance representatives is also available using the same methods.

Multiple Offerings

Esurance attempts to offer a wide variety of insurance products to customers. Coverage that is not available or issued through this company can be found through one of the many "Trusted Partners," meaning that customers can use one company to meet all their insurance needs. In other words, potential customers can probably receive a quote online for just about any insurance need he or she may have, all in one place.

The Adventures of Erin

The adventurous spokesperson for this insurance company has gained some popularity with the saturation of advertisements online and on television. Folks interested in learning more about Erin can visit her on the official website.



 


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