Allied Insurance
From LoveToKnow Insurance
About Allied Insurance
Allied Insurance was formed in 1929 as Allied Mutual Automobile Insurance. It has since evolved to include coverage for autos, homes, farms, businesses, and sports vehicles. Their corporate headquarters are located in Des Moines, Iowa with regional offices in Lincoln, Nebraska; Denver, Colorado; and Sacramento, California. It is a member of the Nationwide Insurance family.
Allied Insurance Policies
No matter what your insurance needs are, Allied Insurance has a policy for you. Examples of their many policies are as follows:
Auto
Auto insurance policies cover a number of things including:
- Liability- what you owe as a result of an accident
- Medical payments- covers reasonable medical costs for you and your family
- Uninsured motorist protections- bodily injury coverage as well as property damage in some states
- Underinsured motorist coverage- damage you are legally entitled to as a result of another driver that causes damages suffered by you when their insurance isn’t sufficient to cover the costs
- Personal injury protection- covers death, loss of services and income to you, covered passengers, and family members
- Collision- covers losses from a collision with your auto
- Comprehensive- covers losses to your auto including fire, theft, vandalism, falling objects, broken glass and natural disasters
Additional coverage for an additional cost includes full glass, rental reimbursement, and towing.
Property
Property coverage provides insurance protection for your home. These policies cover:
- Fire and smoke damage
- Hail and windstorm damage
- Vandalism and glass breakage
- Falling objects and aircraft
- Riots and civil commotion
- Water and freezing damage
- Lightning and explosions
- Volcanic eruptions
- Damage from electrical currents
- Liability coverage- for people injured on your property, property damage, legal defense costs, and medical expenses for injured parties
Allied Insurance also offers other options for your property policy at an additional cost, such as identity theft protection, earthquake coverage, renter's coverage, condo protection, and coverage for valuables.
Business Insurance
Business policies can be tailored to fit your individual needs. Whether you run a beauty salon or have thousands of employees at a corporate headquarters, there is a policy for you. A full range of options include:
- Vehicle and fleet protection
- Liability risks
- Property
- People
- Income
Farm and Ranch
An agricultural business has specific needs that are different from homeowners or other business owners. Allied Insurance has policies that are specifically tailored to the type of farm or ranch that is being run. Examples of coverage for agricultural businesses include:
- Loss control services
- Property
- Machinery
- Buildings
- Crops
Financial Insurance
Financial insurance covers you in the event you are sued for a variety of reasons. This type of insurance protects your assets such as your money and credit.
Sports Vehicles
Are you a collector of outdoor sports vehicles? Allied Insurance has a policy for you as well. The sports vehicle policy covers these types of vehicles:
- Segways
- Motorcycles
- ATVs
- Snowmobiles
- Any other outdoor sports vehicle
There are many options for coverage on sports vehicles. These options include coverage for:
- Custom equipment
- Coverage for specialized bikes
- Medical payments for the rider
- Trailer coverage for the trailers used to transport your sport vehicle
- Towing and labor
- Roadside assistance in the event of a breakdown
Boats
Allied Insurance also has policies for boat owners. Coverage on a boat policy includes:
- Physical damage
- Medical payments
- Liability to others and the environment
- Uninsured boaters
- Rental reimbursement
- Fishing equipment- covers tackle boxes, rods, reels, lures and electronic gear
- On-water towing and labor in the event you break down while using your boat
- Roadside emergency service
Conclusion
Allied Insurance offers a wide variety of insurance policies to suit your every need. Agents for this company can be reached at:
- Allied Insurance
- 1100 Locust Street
- Des Moines, IA 50391-1100
- 1-800-532-1436
An insurance agent can help you decide which policy best fits your needs. They can even offer you discounts if you purchase several different policies, such as coverage for your auto and home.
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