Alfa

Auto Insurance

There is no getting around it: drivers need auto insurance. Alfa offers affordable auto insurance which includes, but is not limited to:

Liability Insurance

• • This benefit covers the cost of medical care and of fixing property damage when the insured is at fault.
  • It also covers part of the cost of obtaining a defense attorney in the even of a lawsuit against the insured as a result of a car accident.
  • Finally, it provides some funds towards posting bond if the insured is jailed as a result of a car accident.

Uninsured Motorist

• • This benefit covers the insured person in the event of a car accident at the fault of an uninsured or underinsured driver.
  • It also covers limited property damage as a result of an uninsured or underinsured driver.

Comprehensive Insurance

• • This coverage is for instances of theft, fire, and other damage that can result to a car.
  • Comprehensive coverage is extended to rental cars used by the insured person.

Home Insurance

Alfa Insurance has insurance coverage not only for people who own the home they live in, but also for people who rent their home, people who live in manufactured homes, and farmers.

• Homeowners insurance is designed to cover the home as well as the contents inside the home.
• Rental insurance covers the personal property within the rental property, but does not cover the rental property itself.
• Manufactured homes are not necessarily easy to insure, but Alfa Insurance does offer limited protection to policyholders.
• Farm coverage covers the home and the contents of the home, but also covers additional farm necessities.

Health Insurance

Alfa Insurance only offers health insurance coverage to residents within certain areas of the country. Applicants must fall within a certain criteria to be eligible to apply.

Health insurance through this provider includes coverage for:

• Inpatient and outpatient procedures and care
• Major medical procedures and care
• Preventative care

Monthly premium rates are based on the insured person's age and the area of the country in which he or she lives. People in good health receive lower monthly premiums, and discounts are also given to non-smokers.

Life Insurance

Life insurance is vital for people who have family members who are financially dependent upon them. Alfa Insurance offers several different forms of life insurance including, but not limited to:

• Term Life Insurance - This policy is set for a predetermined term, such as fifteen years or twenty years.
• Whole Life Insurance - This policy builds up a cash value in addition to being a simple life insurance policy.

Applicants can contact a company representative to discuss which life insurance policy is the best fit for their particular needs.

Alfa Insurance Financial Products

Loans are available through Alfa Insurance to members and non-members. This company offers loans in the following categories:

• Car Loans
• Home Equity Loans
• Personal Loans

Alfa also offers home loans for certain types of homes; potential applicants should check the website for more information.

A Final Note

Alfa has plenty of products and a variety of different policies available to applicants. The company boasts a high rate of customer satisfaction, and this may be what has allowed them to stay in business for so many years.